(NC) Unless you’re living in a seven-bedroom mansion, chances are you’re like most Canadians: trying to make the most of your small living space. From studio apartments to three-bedroom family homes, most of us are craving more space, particularly when home is also the office.

Maximizing your small space to include an office is not an insurmountable challenge. With the right tools and a little planning, you can bring the benefits of a much larger space to wherever you work.

1. Get a desk that works
Though you may love the look of something larger, chances are you can make do with a compact desk. Measure your workstation and see what makes sense, taking into account the space you want versus what you actually need. Pro tip: an adjustable standing desk can give you the option to stretch your legs throughout the day.

2. Invest in an ergonomic chair
Considering this is where you’ll be sitting for eight hours a day, investing in the right chair is crucial. Find something with various controls so you’re at a comfortable height, with feet flat on the floor and elbows and wrists straight when typing.

3. Clear the clutter
Extra pens and pencils, papers, folders, and empty coffee mugs and dishes…when you’re working in a small space, every item takes up room both physically and mentally. Combine regular work breaks with bringing dishes to the kitchen and store loose items in a box or drawer.

4. Put two screens in one
Multiple screens were great at the office, but at home, it’s rare to have the space for extra monitors. The LG UltraWide monitor has a single stand and curved screen which can show multiple windows at once, making it easier for you to multitask at work.

5. Make use of sleek backgrounds
By now, we’ve all seen the hilarious (and not-so-hilarious) backgrounds available for virtual calls. While they can be entertaining, they also serve a helpful purpose: hiding your unmade bed, scattered kid toys and dirty dishes.

Using your space wisely will contribute to a more relaxing and productive work environment so that at the end of the day you can reconnect with family, friends or your adorable pup. To check out more productivity solutions, visit lg.ca. 

(NC) Downsizing for retirement can relieve stress and help you focus on what is truly important. Whether you feel ready for the change or you’re a little nervous to plant roots somewhere new, here are some tips for a smooth and easy transition.

Start decluttering now
Even if you don’t plan to move for some time, it’s worth cutting down on your clutter. Begin thinking about items you really want to keep forever, such as your mother’s china. If those antique dishes mean a lot to you, keep them for your next place and plan to actually use them. If they are just taking up space, recognize that and don’t feel bad about finding them a new home. Beginning to tackle this step now will save you last minute stress and guilt when it comes time to move.

Consider your lifestyle
Are you looking to leave behind the hustle and bustle of city life? Or, are you excited by the option of walking to nearby shops and activities in an area where you don’t have to rely on a car? Will your new pad be the home base for a rotation of visiting family or are you planning to live the more nomadic life of the frequent traveller? Consider your physical, social, and personal needs as you think about how and where to live in retirement.

Use all tools available 
There are many options and considerations when creating a retirement plan, so use all the resources available to help you make an informed decision for your golden years. For example, you can use free census data to learn about a potential new community before moving there. You can find useful details on population, age and types of dwellings in different places. Specifically, you’ll be able to see if there is a higher concentration of seniors or lots of young children, along with the type of housing in your target area. It’s a great way to learn more about a place before you move there.

Find more information at statcan.gc.ca/census.

(NC) Embarking on a DIY project can offer lots of fun and learning for a couple, family or just for yourself. Consider taking up a project for your backyard that you can enjoy with the people close to you all year long.

Here are three unique ideas for backyard DIY projects that anyone, from beginners to seasoned builders, can do.

Re-home your garden
Make gardening even more personal and rewarding this summer by building your own planter box. Making a planter box for your favourite veggies or flowers is great for a beginner or seasoned DIY-er. With several wood and composite material options and various design configurations, you have the freedom to match your planter to your outdoor space.

Elevate your patio with a pergola 
There are few things that add to the charm of a backyard like a pergola. Whether you want to provide shade around your bistro set or give your plants room to grow to the sky, there is no shortage of ways to build a pergola or trellis in your outdoor space. Pergolas aren’t just meant for large backyards, either. Your local Home Hardware Building Centre can help you pick out the right materials and tools to build a pergola that fits your lifestyle and needs.

Build your own storage space 
A storage shed might not be the first thing that comes to mind when planning out your backyard. But, whether it’s shielding your bikes, tools or furniture from the elements, or acting as a place to keep extra chairs or cushion covers, a shed can be a game-changer and a fun DIY project. With a wide range of sizes and designs available, you can build a shed that fits all of your storage needs.

You can find more project ideas at homehardware.ca

(NC) Your home is a major investment that comes with plenty of added costs, like maintenance and renovations. The biggest cost is your mortgage, a major expense that might be difficult to pay in tough times.

If you have a mortgage and you’re worried about leaving your loved ones with a mortgage payment in the case that you were to pass away or experience a covered critical illness, optional TD Mortgage Protection might be the solution.

Evaluating whether mortgage protection insurance is right for you is important. Having a mortgage is a long-term financial obligation. You’ve worked hard for your home, and there are ways to help protect it.

If you aren’t sure if you need mortgage protection insurance, ask yourself these three questions:

What would the impact be to my finances if my income was lost or reduced due to a covered critical illness?

A recent TD Insurance survey reveals that one in three Canadians without asset protection coverage think it’s too expensive, and 28 per cent say they do not believe they get the right value for the amount spent. While we all value our homes, we may undervalue mortgage protection insurance, which could pay or reduce the outstanding balance of the insured mortgage in the event of a covered critical illness.

Would my partner or co-borrower be able to afford the mortgage on their own if I were to pass away or suffer a covered critical illness?

As household partners, you’re in this together. If a mortgage was set with two incomes in place, it could be difficult to get by on just one. Consider having a plan in place, like mortgage critical illness and life insurance, before an unexpected covered critical event occurs. There are options available to help you find the right coverage that best suits your budget and needs.

Do I have loved ones who rely on me financially?

Owning a home and having a family comes with the responsibility of ensuring your dependents are safe and protected. Mortgage protection insurance can help you protect your mortgage and home, which could also benefit loved ones who may financially depend on you.

Learn more at td.com.

(NC) There’s nothing like a cold, refreshing glass of water. But if it comes from a well, you will want to make sure it’s safe.

Your well water should be free of microorganisms, such as bacteria, viruses or parasites that may cause disease, and from chemicals at levels that may be a risk to your health.

If you have a private well, you should have the water tested to see if there are any problems. Your most important tests look for certain bacteria that tell you there may be disease-causing microorganisms in your water. You should test for these bacteria (E. coli and total coliforms) every six months.

There are also other tests for chemicals and general water quality. Your provincial or territorial drinking water authority or local public health unit can help direct you on what you should test for, how often to test and suggest an accredited laboratory that can do the tests. It’s also a good idea to test your water if you notice changes in taste, smell, colour or in land uses or activities, such as construction, near your well.

Follow all instructions from the accredited laboratory on completing and submitting the test forms; collecting, labeling and storing the sample; and handling and transporting the sample to the laboratory.

The best time to sample your well water is when there is the greatest chance of contamination:

• early spring just after the thaw,
• in the fall rainy season,
• after a long dry spell or drought,
• after heavy rains or floods, and
• after the well has not been used for a long period of time.

Check your well record to find out how deep your well is and learn about the geology in your area. Shallow wells or wells that have only a thin layer of soil over rock can become contaminated more easily. Water in these wells needs to be tested more often.

If you or a family member has had a gastrointestinal illness and suspect that it might be related to drinking your well water, speak to your doctor and local health unit and have your water tested.

Find more information at canada.ca by searching the keywords “well aware.”

(NC) As many of our homes have transformed into makeshift offices and classrooms and we plan summer staycations, fire safety has become a priority.

With more regular activity in and around the home, the risk of hazardous home incidents, such as fires and carbon monoxide (CO) poisoning, may also increase. Here are the top three tips to help you and your family stay safe this summer:

Get alarmed. 
Even if you have alarms, you may not be sufficiently protected. Safety experts recommend installing smoke and CO alarms on every level and in every bedroom of your home. Test alarms regularly and replace the batteries every six months. To eliminate the need for battery replacements, upgrade to 10-year sealed battery alarms. But remember that alarms don’t last forever and should be replaced at least every 10 years.

Gear up to grill. 
Before you fire up the barbecue for your next cookout, position it well away from the house on a flat surface and give it a good cleaning to keep grease build-ups from catching fire. Equip yourself with long-handled tools to provide plenty of clearance from the heat and flames.

Just in case of an emergency, have a fire-extinguishing device on-hand, like First Alert EZ Fire Spray, a compact, lightweight spray can. With no pins to pull or levers to squeeze, it’s easier to handle than traditional fire extinguishers. Just point and spray to quickly put out a developing fire.

Make an escape plan. 
The warm weather makes summer the ideal time to plan and practice a home emergency plan with your entire family. Identify two exits out of each room, including windows and doors. Set a dedicated meeting spot a safe distance from the house and ensure everyone knows to call 911 only after they are safely outside. Be sure to practice your home escape plan at least twice a year, making drills as realistic as possible.

Learn more home safety tips at firstalert.ca.

(NC) Whether it’s in your backyard or a nearby park, lawns provide more than just aesthetic benefits, they contribute to happier and healthier communities. Here’s how:
1. Providing oxygen that we breathe.

15 square metres of grass produces enough oxygen for a family of four every day.

2. Reducing the warming effect of hard surfaces.

Urban areas sprawling with buildings and concrete tend to be significantly warmer than areas with lush greenspaces.

3. Acting as water filtration systems.

A healthy lawn will slow runoff and allow time for the water to seep back into the groundwater system, rather than overworking municipal storm sewer systems and creating a flood. A lawn the size of 900 square metres can absorb more than 22,000 litres of water.

To provide these benefits, lawns require care. Pesticides are one tool that help protect lawns by keeping weeds and other pests under control. Health Canada regulates every pesticide sold in the country to ensure they can be used safely. A product that may harm human health when used as directed will not be approved.