(NC) Unless you’re living in a seven-bedroom mansion, chances are you’re like most Canadians: trying to make the most of your small living space. From studio apartments to three-bedroom family homes, most of us are craving more space, particularly when home is also the office.

Maximizing your small space to include an office is not an insurmountable challenge. With the right tools and a little planning, you can bring the benefits of a much larger space to wherever you work.

1. Get a desk that works
Though you may love the look of something larger, chances are you can make do with a compact desk. Measure your workstation and see what makes sense, taking into account the space you want versus what you actually need. Pro tip: an adjustable standing desk can give you the option to stretch your legs throughout the day.

2. Invest in an ergonomic chair
Considering this is where you’ll be sitting for eight hours a day, investing in the right chair is crucial. Find something with...

(NC) Downsizing for retirement can relieve stress and help you focus on what is truly important. Whether you feel ready for the change or you’re a little nervous to plant roots somewhere new, here are some tips for a smooth and easy transition.

Start decluttering now
Even if you don’t plan to move for some time, it’s worth cutting down on your clutter. Begin thinking about items you really want to keep forever, such as your mother’s china. If those antique dishes mean a lot to you, keep them for your next place and plan to actually use them. If they are just taking up space, recognize that and don’t feel bad about finding them a new home. Beginning to tackle this step now will save you last minute stress and guilt when it comes time to move.

Consider your lifestyle
Are you looking to leave behind the hustle and bustle of city life? Or, are you excited by the option of walking to nearby shops and activities in an area where you don’t have to rely on a car?...

(NC) Embarking on a DIY project can offer lots of fun and learning for a couple, family or just for yourself. Consider taking up a project for your backyard that you can enjoy with the people close to you all year long.

Here are three unique ideas for backyard DIY projects that anyone, from beginners to seasoned builders, can do.

Re-home your garden
Make gardening even more personal and rewarding this summer by building your own planter box. Making a planter box for your favourite veggies or flowers is great for a beginner or seasoned DIY-er. With several wood and composite material options and various design configurations, you have the freedom to match your planter to your outdoor space.

Elevate your patio with a pergola 
There are few things that add to the charm of a backyard like a pergola. Whether you want to provide shade around your bistro set or give your plants room to grow to the sky, there is no shortage of ways to build a pergola or trellis in your outdoor space. Pergolas...

(NC) Your home is a major investment that comes with plenty of added costs, like maintenance and renovations. The biggest cost is your mortgage, a major expense that might be difficult to pay in tough times.

If you have a mortgage and you’re worried about leaving your loved ones with a mortgage payment in the case that you were to pass away or experience a covered critical illness, optional TD Mortgage Protection might be the solution.

Evaluating whether mortgage protection insurance is right for you is important. Having a mortgage is a long-term financial obligation. You’ve worked hard for your home, and there are ways to help protect it.

If you aren’t sure if you need mortgage protection insurance, ask yourself these three questions:

What would the impact be to my finances if my income was lost or reduced due to a covered critical illness?

A recent TD Insurance survey reveals that one in three Canadians without asset protection coverage think it’s too expensive,...

(NC) There’s nothing like a cold, refreshing glass of water. But if it comes from a well, you will want to make sure it’s safe.

Your well water should be free of microorganisms, such as bacteria, viruses or parasites that may cause disease, and from chemicals at levels that may be a risk to your health.

If you have a private well, you should have the water tested to see if there are any problems. Your most important tests look for certain bacteria that tell you there may be disease-causing microorganisms in your water. You should test for these bacteria (E. coli and total coliforms) every six months.

There are also other tests for chemicals and general water quality. Your provincial or territorial drinking water authority or local public health unit can help direct you on what you should test for, how often to test and suggest an accredited laboratory that can do the tests. It’s also a good idea to test your water if you notice changes in taste, smell, colour or in land...

(NC) As many of our homes have transformed into makeshift offices and classrooms and we plan summer staycations, fire safety has become a priority.

With more regular activity in and around the home, the risk of hazardous home incidents, such as fires and carbon monoxide (CO) poisoning, may also increase. Here are the top three tips to help you and your family stay safe this summer:

Get alarmed. 
Even if you have alarms, you may not be sufficiently protected. Safety experts recommend installing smoke and CO alarms on every level and in every bedroom of your home. Test alarms regularly and replace the batteries every six months. To eliminate the need for battery replacements, upgrade to 10-year sealed battery alarms. But remember that alarms don’t last forever and should be replaced at least every 10 years.

Gear up to grill. 
Before you fire up the barbecue for your next cookout, position it well away from the house on a flat surface and give it a good cleaning to keep grease...

(NC) Whether it’s in your backyard or a nearby park, lawns provide more than just aesthetic benefits, they contribute to happier and healthier communities. Here’s how:
1. Providing oxygen that we breathe.

15 square metres of grass produces enough oxygen for a family of four every day.

2. Reducing the warming effect of hard surfaces.

Urban areas sprawling with buildings and concrete tend to be significantly warmer than areas with lush greenspaces.

3. Acting as water filtration systems.

A healthy lawn will slow runoff and allow time for the water to seep back into the groundwater system, rather than overworking municipal storm sewer systems and creating a flood. A lawn the size of 900 square metres can absorb more than 22,000 litres of water.

To provide these benefits, lawns require care. Pesticides are one tool that help protect lawns by keeping weeds and other pests under control. Health Canada regulates every pesticide sold in the country to ensure they can be used safely. A...