I have listed a new property at 4 HEATHERLANDS WAY in Spruce Grove.
Welcome to this beautiful Lincolnberg-built home nestled in desireable Heatherglen. From the front veranda, walk into a spacious open-concept living space. Low-maintenance laminate floors extend throughout the entire home. The living room is warm and bright, featuring a south-facing picture window to let in plenty of light. The dining room allows access to the back yard through the convenient patio door. The kitchen boasts a massive pantry, plenty of cupboard space and a trendy butcher block island. Also located on the main floor, you'll find an impressive master bedroom, a second bedroom and a full bathroom. Downstairs, gather around the cozy gas fireplace in the spacious family/rec room. Plentiful storage, additional bedroom, second full bathroom and laundry/utility room are also found here. Outside, a large, nicely landscaped back yard is tough to find, but here you have space to enjoy plus the convenience of a garage and extra parking back and front. Don't miss this lovely, yet affordordable home.
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(NC) The term “house poor” is likely one we’re familiar with as Canadians. Given the ever-changing housing market, it’s something you may even have identified with. But what does it really mean? And how can we avoid it?

“House poor” is a situation that describes a person who “over-extends” themselves and spends an unusually large proportion of his or her total income (roughly 30-40% or more) on home ownership, including mortgage payments, property taxes, maintenance and utilities. If you’re feeling like a disproportionate amount of your income goes towards your home-related expenses, then you might be in this group.

According to the 2019 RBC home ownership poll, half of Canadians claim they would avoid a situation where they become house poor as they say it’s mentally stressful and financially irresponsible.

However, one in four Canadians does identify this way and approximately one in ten is prepared to put themselves in this position. Here are some budgeting tips to avoid it:

Adjust your expectations. Buying a home can often be about compromise. This may mean expanding your neighbourhood scope or looking at condos or townhomes instead of detached homes. The poll found that proximity to public transit and work are compromises that most Canadians are willing to make.

Take your time. Buying a home is one of the largest financial decisions you will make. Take some extra time to make sure you have saved what you need to live comfortably and understand fundamentally what you need to buy your first or next home. Creating a budget and payment plan schedule is a great way of staying on track.

Broaden your horizons. Rate is just one aspect of shopping for a mortgage, and solely focusing on it can have negative impacts in the long run. It’s important to make sure you have the right mortgage to suit a variety of needs and the flexibility to adapt to potential changes in your life. Consider the type of mortgage, term and amortization rate, as well as factors including if this is your first house, an investment property or you are buying and selling at the same time.

See just how much you can afford at rbc.com/60seconds.

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I have listed a new property at 224 2503 Hanna CRES in Edmonton.
Welcome to this gorgeous, Carrington-built, 2-bedroom/2-bathroom home. Walking in, you'll immediately notice the bright, open, floorplan. There is no lack of space here, including room for a full size dinette set. The kitchen has plenty of cabinet and counter space including a large pantry, black appliances and an island with seating room. Gleaming hardwood floors stretch through the dining and living room. Cozy up to a corner gas fireplace or enjoy a morning coffee or BBQ on the deck. The master bedroom is spacious enough for a king bed and extra furniture, yet still has a massive walk-through closet. The full ensuite is complete with his and hers sinks. A second bedroom, washroom, large laudry room with full-size washer/dryer and A/C complete the suite. Enjoy the convenience of heated underground parking and an extra storage locker. And this building is packed with amenities including a gym, car wash, movie room, social room and rentable guest suites. Don't miss this fantastic opportunity.
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I have sold a property at 6811 40 AVE in Edmonton.
Welcome to this beautiful, well-maintained home in the quiet, family-friendly neighbourhood of Michael's Park. Walking in, you'll find the living room with low maintenance laminite flooring, large windows letting in plenty of natural light and unique brick feature wall. There is a spacious dining room and kitchen with plenty of cupboard space, granite countertops, all black appliances and large window overlooking the back yard. The main floor has three bedrooms including a master bedroom with ensuite. The main 5-piece main bath completes the main floor. Downstairs is completely finished, with a bright and open family room, newer carpet and an additional bedroom and full bathroom. Outside, enjoy a huge yard with oversided double garage and plenty of extra space for parking. Enjoy newer vinyl windows, new shingles (2017) & new carpet (2018). All of this in a great location, just a few blocks to Michael's park, shopping and a future LRT stop and easy access to Whitemud. Don't miss this fantastic opportunity.
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I have sold a property at 114 11816 22 AVE SW in Edmonton.
Welcome to this spacious, clean, move-in-ready and AFFORDABLE condo located in Edmonton's desireable Rutherford neighbourhood. A bright, OPEN FLOORPLAN allows plenty of room for living, dining and kitchen space as well as additional nook, perfect for an office or other flex space. Two bedrooms and two full bathrooms, including an ENSUITE OFF THE MASTER bedroom with walk-through closet. The kitchen features GRANITE COUNTERTOPS with breakfast bar, plenty of cabinet space and all-black appliances including built-in dishwasher and microwave hood fan. Sliding patio doors open to the large, COVERED, CONCRETE PATIO. IN-SUITE LAUNDRY. Enjoy the convenience of HEATED, UNDERGROUND PARKING and lots of outdoor visitor parking for your guests. You're a quick 3-minute walk to Shoppers Drug Mart and Superstore as well as other shopping and restaurants. You're also just a short drive to the QE II and Henday, giving you fast access to the airport, South Edmonton Common and so much more. Don't miss this great opportunity.
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I have listed a new property at 418 5350 199 ST in Edmonton.
A unique top-floor unit with upstairs loft doesn't come on the market often. Welcome to this beautiful end unit in the Hamptons. The bright, open layout includes a kitchen with stainless steel appliances and large island with plenty of counter space. The spacious living room/dining room features soaring ceilings and provides access to the balcony overlooking a walking path to the nearby park. There is a large master bedroom with walk-through closet and full 4-piece ensuite. A second bedroom and full bathroom complete the main floor. Upstairs, enjoy a large loft space, perfect as a craft room, entertainment space, office space or just about any other purpose you can think of. There is also the convenience of 2 parking stalls. Ideally located within walking distance of shopping, grocery, coffee shops, banks, parks and more. Offering quick, easy access to Anthony Henday. Don't miss this fantastic opportunity.
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I have listed a new property at 5102 48 ST in Andrew.
Welcome to this cozy bungalow in the charming community of Andrew, an hour east of Edmonton. Over 950 sf on the main floor. Walk through the front door and be greeted by a bright, open living room / dining room with easy-maintenance vinyl plank flooring and large east-facing picture window. Coved ceilings help keep the original charm of this 1950's-era home. The kitchen features whte cabinetry with a glass-door display cabinet and large window over the dual sink, looking out to the back yard. Two bedrooms are located on the main, including a massive master bedroom with his and hers closets. There's also a full 4-piece bath and the convenience of main-floor laundry with modern front-load washer & dryer. Downstairs, you'll find a finished flex room, a third bedroom and additional 2-piece bath. Electrical has been upgraded to 100 amp and a newer hot water tank has been added. Outside, enjoy a massive, treed yard with 16'x24' heated garage and parking pad for several vehicles. Don't miss this great home.
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I have listed a new property at 5907 50 AVE in Barrhead.
Welcome to this spectacular, meticulously-cared-for home. Enter and you're greeted by vaulted ceilings, soaring windows streaming light in and gleaming hardwood floors. The unique open main floor plan flows through the living room to the kitchen with stainless appliances including a gas cooktop, wall oven, built-in microwave and wine cooler. The kitchen also features an island with raised eating bar and plenty of counter and cupboard space, including a corner pantry. The back of the house displays a wall of windows with electric shutters opening onto the massive composite deck and gorgeous back yard. The master bedroom on the main includes walk-in closet and a beautiful ensuite with heated slate floors, soaker tub and separate shower. Downstairs you'll find the spacious family/flex room with in-floor heating, gas fireplace, library bookshelves and another bedroom and full bath with stylish travertine tile. This house has so much more to offer it's impossible to describe it all here. Simply a must-see!
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I have listed a new property at 1236 105 ST in Edmonton.
Welcome to this bright, clean, well-maintained home in the quiet, 45+ community of Brookside Estates. Walk in and you will immediately notice the gleaming hardwood floors that extend through the living room, dining room and kitchen. Large south-facing picture window lets light stream into the living room. As an end unit, additional side windows allow additional light and the sliding patio door from the kitchen opens to a spacious deck overlooking Bearspaw Park. The kitchen offers room to work with an expansive countertop and plenty of cupboards while still providing room for a small dinette space. Two bedrooms are located on the main floor, including the master bedroom with walk-through closet to the ensuite. An additional guest bathroom is here, as well as access to the convenient attached garage. Downstairs is finished as a large rec/family room with built-in cabinets/counters perfect for crafts/office/storage. A 3rd bathroom in the basement is partially finished. Don't miss this fantastic home.
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I have sold a property at 1081 Barnes WAY SW in Edmonton.

Welcome to this gorgeous home on a quiet street in desireable Blackmud Creek. Upon entering, you'll notice the bright, open feel of this home with vaulted ceiling, plenty of windows, art niches and display ledges. The living room features a cozy gas fireplace surrounded by windows. The spacious dining room offers access to the two-tiered deck looking over the large yard. The kitchen comes complete with stainless steel appliances and plenty of cupboards and counters as well as a corner pantry. This floor also offers two bedrooms and a full bathroom along with main floor laundry. Upstairs, is the master suite with his and hers closets, a massive ensuite with separate soaker tub and shower as well as vanity. And just off the top of the stairs, unwind with a good book in the unique loft nook. The basement is also fully finished with family room, theatre/den, 4th bedroom and extra access to the attached garage. Upgraded furnace, hot water tank, A/C and so much more. Don't miss this fantastic opportunity.

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I have sold a property at 2033 SADDLEBACK RD in Edmonton.
Enjoy the stress free life with this RENOVATED BUNGALOW CORNER UNIT that includes 2 BEDROOMS PLUS DEN, a private entrance and covered patio. NEWER FLOORING leads you through the home. Enjoy the warmth of the FIREPLACE while in the living or dining room. Host friends for dinner with the GORGEOUS RENOVATED KITCHEN, featuring timeless white cabinetry, extra serving space, massive sink, thick butcher block counters and walk-in pantry. The master bedroom is spacious enough for your king sized bed and furniture and includes a WALK-IN CLOSET and access to the RENOVATED 4-PC BATH. The second bedroom is impressive and also boasts a walk-in closet. The DEN with large window is an ideal office or potential 3RD BEDROOM .The NEW HIGH EFFICIENT FURNACE & HOT WATER TANK along with UPGRADED WINDOWS, SIDING, SHINGLES, and INSULATION will help save you money on utilities. Extra space in the STORAGE ROOM. A well-managed community, just steps to transit, LRT, shopping, coffee, and the TRAILS OF BLACKMUD CREEK. Don't miss it!
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I have sold a property at 316 2612 109 ST in Edmonton.

Welcome to this gorgeous SW CORNER UNIT condo in desireable Regent Century Park. Boasting MARBLE FLOORS and walls in both the main bathroom and master ensuite. The living room features 2 FULL WALLS OF WINDOWS, including patio doors to the balcony with GAS HOOKUP and a cosy FIREPLACE. The kitchen is complete with all STAINLESS STEEL APPLIANCES including a large 5-BURNER GAS STOVETOP, hood fan, wall oven, built-in microwave, fridge and dishwasher as well as gleaming GRANITE COUNTERTOPS and modern cabinetry. The 2-bedroom suite includes a spacious master with WALK-THROUGH CLOSETS and a 5-PIECE ENSUITE with HIS/HERS SINKS and separate MARBLE-TILED SHOWER and DEEP SOAKER TUB. The building is well-maintained and features a spectacular grand entrance. A WELL-EQUIPPED GYM on the 2nd floor completes the picture. Ideally located steps to the LRT and shopping and next to the planned ProCura mixed-use urban development. Complete with 2 TITLED UNDERGROUND PARKING STALLS and a TITLED 6'x5' STORAGE LOCKER.

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I have listed a new property at 99 Windermere DR in Spruce Grove.
Welcome to this well-maintained and lovingly cared for home in Woodhaven. The living room is bright and open with large west-facing picture window and cozy wood-burning fireplace. The dining room is spacious enough to entertain guests. There is a small dinette area in the kitchen, perfect for your morning coffee. Plenty of counter and cupboard space and newer white appliances. There are a total of three bedrooms on the main floor including the master with ensuite and a full guest bathroom completes the main floor. Downstairs includes a 4th bedroom and a massive family/rec room. Plenty of large windows in the basement keep the space feeling bright and open. Another full bath and laundry room is also included here. Outside, the yard is fully fenced with a nice patio area and large double garage with space for additional outside parking both at the back and front driveway. Don't miss this great home located within walking distance of schools, parks, trails, golf and minutes to shopping, Tri-Leisure and more.
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I have listed a new property at 6811 40 AVE in Edmonton.
Welcome to this beautiful, well-maintained home in the quiet, family-friendly neighbourhood of Michael's Park. Walking in, you'll find the living room with low maintenance laminite flooring, large windows letting in plenty of natural light and unique brick feature wall. There is a spacious dining room and kitchen with plenty of cupboard space, granite countertops, all black appliances and large window overlooking the back yard. The main floor has three bedrooms including a master bedroom with ensuite. The main 5-piece main bath completes the main floor. Downstairs is completely finished, with a bright and open family room, newer carpet and an additional bedroom and full bathroom. Outside, enjoy a huge yard with oversided double garage and plenty of extra space for parking. Enjoy newer vinyl windows, new shingles (2017) & new carpet (2018). All of this in a great location, just a few blocks to Michael's park, shopping and a future LRT stop and easy access to Whitemud. Don't miss this fantastic opportunity.
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I have listed a new property at 316 2612 109 ST in Edmonton.
Welcome to this gorgeous SW CORNER UNIT condo in desireable Regent Century Park. Boasting MARBLE FLOORS and walls in both the main bathroom and master ensuite. The living room features 2 FULL WALLS OF WINDOWS, including patio doors to the balcony with GAS HOOKUP and a cosy FIREPLACE. The kitchen is complete with all STAINLESS STEEL APPLIANCES including a large 5-BURNER GAS STOVETOP, hood fan, wall oven, built-in microwave, fridge and dishwasher as well as gleaming GRANITE COUNTERTOPS and modern cabinetry. The 2-bedroom suite includes a spacious master with WALK-THROUGH CLOSETS and a 5-PIECE ENSUITE with HIS/HERS SINKS and separate MARBLE-TILED SHOWER and DEEP SOAKER TUB. The building is well-maintained and features a spectacular grand entrance. A WELL-EQUIPPED GYM on the 2nd floor completes the picture. Ideally located steps to the LRT and shopping and next to the planned ProCura mixed-use urban development. Complete with 2 TITLED UNDERGROUND PARKING STALLS and a TITLED 6'x5' STORAGE LOCKER.
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I have listed a new property at 2004 South Creek DR in Stony Plain.
Welcome to this gorgeous, move-in-ready home built by highly-praised Alquinn Homes. This over 2100 sf Bridgeland model home is guaranteed to impress. The home is bright and open with TALL 9' CEILINGS and gleaming HARDWOOD FLOORS. The large windows are complimented with trendy MODERN BLINDS AND WINDOW COVERINGS. The chef's kitchen boasts dark cabinetry stretching to the ceiling, QUARTZ COUNTERTOPS with MASSIVE CENTRE ISLAND and convenient WALK-THROUGH PANTRY. Upstairs, you'll find a spacious master bedroom featuring WALK-IN CLOSET and ELEGANT 5-PIECE ENSUITE with separate bath, tile/glass-surround shower and HIS/HERS SINKS. An additional two bedrooms, fantastic BONUS/FLEX ROOM, another full bathroom and a handy laundry room complete the upper floor. Outside, the yard is FULLY FENCED AND LANDSCAPED with DECK AND FIREPIT. The BASEMENT IS FRAMED AND PARTLY FINISHED with living space, bedroom & bathroom. All this plus AIR CONDITIONING and HEATED DOUBLE ATTACHED GARAGE. Just move in and enjoy your dream home.
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(NC) Renovations can be a daunting task. If your goal is to increase your property value, smaller upgrades can provide a higher return on your investment.

Here are some budget-friendly projects for key areas of your home that can boost your property value:

Kitchen. You don’t need a complete remodel to increase the value of this space – it can be as simple as focusing on one thing, such as cabinets or countertops. Refacing old cabinets by adding a fresh coat of paint, a new finish or updated knobs can bring new life to your kitchen. Adding new granite countertops is an easy way to modernize an older kitchen. Make sure to choose a countertop that fits with the price point and aesthetic of your home.

Bathroom. The bathroom is where most of us begin and end our day; modernizing it is a great way to increase your property value. New floors or shower tiles will give the illusion of a complete makeover. Updating the vanity, sink or mirror are also inexpensive options. Smaller bathroom projects like these can have high appeal to future buyers.

Windows. These are often overlooked in renovations. However, upgrading windows is a great idea for both aesthetic and energy-saving purposes. In cooler climates you can purchase windows with insulating properties, and in warmer climates you can purchase those that reflect sunlight.

Deciding on the right budget to suit your needs can be hard, but worrying about the financing shouldn’t hold you back. For an easy way to finance these renos, check out The Home Depot Project Loan, available across Canada.

 
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I have listed a new property at 2033 SADDLEBACK RD in Edmonton.
Enjoy the stress free life with this RENOVATED BUNGALOW CORNER UNIT that includes 2 BEDROOMS PLUS DEN, a private entrance and covered patio. NEWER FLOORING leads you through the home. Enjoy the warmth of the FIREPLACE while in the living or dining room. Host friends for dinner with the GORGEOUS RENOVATED KITCHEN, featuring timeless white cabinetry, extra serving space, massive sink, thick butcher block counters and walk-in pantry. The master bedroom is spacious enough for your king sized bed and furniture and includes a WALK-IN CLOSET and access to the RENOVATED 4-PC BATH. The second bedroom is impressive and also boasts a walk-in closet. The DEN with large window is an ideal office or potential 3RD BEDROOM .The NEW HIGH EFFICIENT FURNACE & HOT WATER TANK along with UPGRADED WINDOWS, SIDING, SHINGLES, and INSULATION will help save you money on utilities. Extra space in the STORAGE ROOM. A well-managed community, just steps to transit, LRT, shopping, coffee, and the TRAILS OF BLACKMUD CREEK. Don't miss it!
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(NC) With the Bank of Canada recently raising its key interest rate once again, many of are concerned about the impact on our household debt and mortgages. Fortunately, there are many tips and tricks for saving and budgeting you can use for other areas in your life.

Try the three-category budget. It can be overwhelming trying to track all your expenses, but it is advisable to have a baseline to check your progress. Money experts recommend picking just three categories you want to focus and get a handle on, since most of us overspend in just one or two categories. The three-category system is an easy way to get started on trimming expenses.

Pay down high-interest debt. One in three of us sometimes buy things we can’t afford. If you’ve put a few too many purchases on your credit cards, a big portion of your monthly payment are going just towards paying down debt. To get out ahead, consider moving the debt to a low-interest option, like a line of credit. When paying off any debt, prioritize the higher-interest loans you have and work your way down.

Boost your education. If you don’t know much about personal finances, you’re not alone. A recent survey by the Chartered Professional Accountants of Canada revealed 49 per cent of Canadians grade themselves C or lower on their overall personal financial skills. But it’s hard to get your budget on track when you don’t have the right tools or knowledge. Do some research and work with an expert like a chartered professional accountant to get a better handle on your income and expenses.

Work together. If you’re married or are splitting expenses with a relative, you need to be on the same page about spending and savings goals. So, sit down to outline your priorities together and create a realistic budget you both feel comfortable with and can stick to. You can even try an online budgeting tool or app to help you both track and understand expenses.

Find more information and resources to get on a path of long-term financial health at cpacanada.ca/financialwellness and also request a free educational session for any organization you’re part of.

 
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Data is deemed reliable but is not guaranteed accurate by the REALTORS® Association of Edmonton.