(NC) Many of us have heard that fresh air is good for us, but what does that mean and why is it important?

Basically, fresh air is when the particles of air around you are regularly replaced; it’s the movement of air. Outside, this happens naturally when air is moved by a breeze. Inside, you need good ventilation to improve air quality, by letting fresh air in and preventing stale air from being trapped inside with you.

Respiratory viruses may be transmitted from person to person through the air by small respiratory particles called aerosols. For example, when someone who has COVID-19 breathes, talks, sings, shouts, sneezes or coughs, they can release respiratory particles with the virus into the air and spread it to others. The smaller and more crowded the room, and the longer that others stay in the space, the higher the risk that COVID-19 may spread. Good ventilation helps to reduce the levels of potentially infectious particles in the air, by letting fresh air in, which is especially important when you're with people from outside your immediate household.

Some easy tips to help you improve the ventilation in your home:

• Open windows and doors whenever possible. Even if it’s cold outside, a few minutes of fresh outdoor air can still help.
• Run a kitchen or bathroom exhaust fan continuously at low speed and open a window - even if it’s in a different room - to provide replacement air.
• Consider using an air purifier with a high-efficiency particle filter (known as a HEPA filter), that’s sized for the room.
• Regularly clean or replace filters in your heating, ventilation and air conditioning (HVAC) system.

These steps are especially helpful before, during and after having guests in your home. Combine ventilation with other important public health measures, such as keeping up with vaccinations, hand washing, wearing masks in crowded indoor spaces and staying home when sick to help keep you and others protected against respiratory viruses, like COVID-19 and the flu.

Find more information at canada.ca/coronavirus.

(NC) There’s nothing like a warm fire on a cold day to nurture your soul. But despite its cozy scent, wood smoke contains pollutants that can be harmful, including chemicals and fine particles. Fine particles can penetrate deep into your lungs and bloodstream, sometimes leading to serious health effects or even death.
If you use a wood stove or fireplace in your home, here are some steps you can take to reduce your health risks:

Maintain your stove

• Make sure that your wood stove is well-maintained, vented correctly and working properly.
• Have it inspected by a qualified professional at least once a year.

Clean your chimney

• Clean your chimney and flues regularly, following the manufacturer's instructions.

Use your dampers

• Allow more airflow (ventilation) when starting a fire and close the dampers when the wood is well charred. This technique produces more heat, so you use less wood.

Burn wisely

• Avoid burning wood on days when outdoor air pollution levels are high.
• Only burn dry, seasoned wood. Cut, split and stack wood in a dry area for at least six months before burning it.
• Never burn wood that has been painted or chemically treated; household garbage or cardboard; ocean driftwood, plywood, particle board or any wood with glue on or in it; or wet, rotted, diseased or mouldy wood.

If you are looking to upgrade or install a woodstove or fireplace:

• Choose a low-emission stove
  Install an "advanced combustion" wood stove or fireplace insert to reduce toxic emissions.
• Look for appliances that have a sticker from the United States Environmental Protection Agency. This sticker certifies that the appliance emits up to 95 per cent fewer particulates and is up to 20 per cent more fuel-efficient than regular models.

Find more information on keeping a healthy home at canada.ca/healthy-home.

(NC) Fire can spread rapidly through your home, and the National Fire Protection Association predicts you may only have as little as one or two minutes to escape safely once smoke alarms sound.

“We encourage everyone to evaluate their level of preparedness against potential dangers,” says Ashley Gocken of First Alert, a leading fire safety brand. “It’s imperative that people develop and practice a fire escape plan and install, maintain and regularly test smoke and carbon monoxide alarms. These are life-saving practices that can make a real difference.”

To ensure you and your family are prepared and protected, follow these steps:

Check your alarms.

Early detection is critical to preventing tragedies. Install smoke and carbon monoxide alarms in every bedroom and on every level of your house, including the basement. Test them regularly and change the batteries every six months. To eliminate battery replacements for a decade, upgrade to 10-year battery alarms.

Map your home.

Involve everyone in your household when developing escape routes. Walk through your home and inspect all possible exits. Identify two ways out of each room, including windows and doors. Make sure everyone in the home understands the plan.

Practice your plan.

Conduct fire drills at least twice a year during the day and night, making it as realistic as possible. Allow children to master the fire escape routes beforehand. The objective is to practice, not to frighten, so telling children there will be a drill before they go to bed can be as effective as a surprise drill.

Have a meeting location outside.

Choose a designated outside meeting place a safe distance from your home. Once you’re out, stay out. Under no circumstances should you ever go back into a burning building. If someone is missing, inform the fire department dispatcher when you call. Firefighters have the skills and equipment to perform rescues.

Find more home fire safety tips at firstalert.ca.

(NC) With the Bank of Canada recently raising its key interest rate once again, many of are concerned about the impact on our household debt and mortgages. Fortunately, there are many tips and tricks for saving and budgeting you can use for other areas in your life.

Try the three-category budget. It can be overwhelming trying to track all your expenses, but it is advisable to have a baseline to check your progress. Money experts recommend picking just three categories you want to focus and get a handle on, since most of us overspend in just one or two categories. The three-category system is an easy way to get started on trimming expenses.

Pay down high-interest debt. One in three of us sometimes buy things we can’t afford. If you’ve put a few too many purchases on your credit cards, a big portion of your monthly payment are going just towards paying down debt. To get out ahead, consider moving the debt to a low-interest option, like a line of credit. When paying off any debt, prioritize the higher-interest loans you have and work your way down.

Boost your education. If you don’t know much about personal finances, you’re not alone. A recent survey by the Chartered Professional Accountants of Canada revealed 49 per cent of Canadians grade themselves C or lower on their overall personal financial skills. But it’s hard to get your budget on track when you don’t have the right tools or knowledge. Do some research and work with an expert like a chartered professional accountant to get a better handle on your income and expenses.

Work together. If you’re married or are splitting expenses with a relative, you need to be on the same page about spending and savings goals. So, sit down to outline your priorities together and create a realistic budget you both feel comfortable with and can stick to. You can even try an online budgeting tool or app to help you both track and understand expenses.

Find more information and resources to get on a path of long-term financial health at cpacanada.ca/financialwellness and also request a free educational session for any organization you’re part of.