(NC) Unless you’re living in a seven-bedroom mansion, chances are you’re like most Canadians: trying to make the most of your small living space. From studio apartments to three-bedroom family homes, most of us are craving more space, particularly when home is also the office.

Maximizing your small space to include an office is not an insurmountable challenge. With the right tools and a little planning, you can bring the benefits of a much larger space to wherever you work.

1. Get a desk that works
Though you may love the look of something larger, chances are you can make do with a compact desk. Measure your workstation and see what makes sense, taking into account the space you want versus what you actually need. Pro tip: an adjustable standing desk can give you the option to stretch your legs throughout the day.

2. Invest in an ergonomic chair
Considering this is where you’ll be sitting for eight hours a day, investing in the right chair is crucial. Find something with various controls so you’re at a comfortable height, with feet flat on the floor and elbows and wrists straight when typing.

3. Clear the clutter
Extra pens and pencils, papers, folders, and empty coffee mugs and dishes…when you’re working in a small space, every item takes up room both physically and mentally. Combine regular work breaks with bringing dishes to the kitchen and store loose items in a box or drawer.

4. Put two screens in one
Multiple screens were great at the office, but at home, it’s rare to have the space for extra monitors. The LG UltraWide monitor has a single stand and curved screen which can show multiple windows at once, making it easier for you to multitask at work.

5. Make use of sleek backgrounds
By now, we’ve all seen the hilarious (and not-so-hilarious) backgrounds available for virtual calls. While they can be entertaining, they also serve a helpful purpose: hiding your unmade bed, scattered kid toys and dirty dishes.

Using your space wisely will contribute to a more relaxing and productive work environment so that at the end of the day you can reconnect with family, friends or your adorable pup. To check out more productivity solutions, visit lg.ca. 

(NC) With the Bank of Canada recently raising its key interest rate once again, many of are concerned about the impact on our household debt and mortgages. Fortunately, there are many tips and tricks for saving and budgeting you can use for other areas in your life.

Try the three-category budget. It can be overwhelming trying to track all your expenses, but it is advisable to have a baseline to check your progress. Money experts recommend picking just three categories you want to focus and get a handle on, since most of us overspend in just one or two categories. The three-category system is an easy way to get started on trimming expenses.

Pay down high-interest debt. One in three of us sometimes buy things we can’t afford. If you’ve put a few too many purchases on your credit cards, a big portion of your monthly payment are going just towards paying down debt. To get out ahead, consider moving the debt to a low-interest option, like a line of credit. When paying off any debt, prioritize the higher-interest loans you have and work your way down.

Boost your education. If you don’t know much about personal finances, you’re not alone. A recent survey by the Chartered Professional Accountants of Canada revealed 49 per cent of Canadians grade themselves C or lower on their overall personal financial skills. But it’s hard to get your budget on track when you don’t have the right tools or knowledge. Do some research and work with an expert like a chartered professional accountant to get a better handle on your income and expenses.

Work together. If you’re married or are splitting expenses with a relative, you need to be on the same page about spending and savings goals. So, sit down to outline your priorities together and create a realistic budget you both feel comfortable with and can stick to. You can even try an online budgeting tool or app to help you both track and understand expenses.

Find more information and resources to get on a path of long-term financial health at cpacanada.ca/financialwellness and also request a free educational session for any organization you’re part of.